What is a Payday Loan?
A payday loan allows people to get cash for a short time period against their next paycheck. A payday loan is also known as a cash advance, paycheck loan, or payday advance. With an active checking account, direct deposit and a job you can receive funds in your account in as little as one hour. The money is electronically deposited to and repaid from your bank account on agreed upon dates to allow you the flexibility to handle those emergency cash situations such as unexpected medical bills, auto repairs or other short term cash needs.

How does the Payday Loan Work?
Payday Loans are loans against a customer's next paycheck. The loan is typically made by a direct lender, loan provider or other financial institution.

Payday Loan & Cash Advance Requirements:
The payday lenders in our network require that you are at least 18 years of age, maintain a regular source of income, and have a direct deposit system set up with your local bank. If you meet the loan qualifications of the lender, you may be on your way to getting the cash you need - get started with us today!!

Is a Payday Loan right for me?
If you need to cover unexpected expenses, such as a car payment, bill payment, utility payment, car repair, emergency household repair, groceries, or any other short-term financial emergency, a Payday Loan may be exactly what you need. Chances are, if you need money for ANY consumer purchase, debt or bill payoff, you may need a payday loan.

How Much Can I Borrow?
Payday Loans are small loans usually given by direct lenders without credit check, and are intended to help people manage short-term financial difficulty. How much you can borrow depends on your needs, the financial lender we match you with as well as overarching state or federal regulation. Customers in need of a Payday Loan can receive up to $1500.

Different Types of Loans:
There are many different types of Payday Loans. Cash Advances and Payday loans are often called: check loans, personal loans, short term loans or payday advances. If you are unsure of the type of option that you need for your loan, please talk to a loan advisor. Payday Loans are intended to be repaid within the next pay period of typically two weeks to one month. Usually, an extension results in an additional fee. Most of the time, payday loans must be repaid before another one can be issued. As with every loan, a fee is added to the amount to be repaid, this fee or APR can change from day to day and equates to the annual percentage rate (APR).